body         { font-family: Arial; font-size: 10pt; background-image:url('YellowRays2.gif')
 			  }
h3           { font-family: Arial; font-size: 12pt; letter-spacing: 1pt; font-weight: bold; 
               text-indent: 30px; margin-top: 20px; color: maroon}
table        { font-family: Arial; font-size: 10pt }
ul           { line-height: 145% }
img 	     {  max-width: 100%;  height: auto; }